The Long Read – A view of the Academics

February 1, 2019

Building Resilience through Financial Inclusion

A Review of Existing Evidence and Knowledge Gaps Low-income households around the world are particularly vulnerable to shocks, but also the least prepared when a shock hits. The effects of climate change, including floods, droughts, and other weather-related disasters, are adding another layer of risk for already vulnerable households. In […]
August 14, 2018

Addressing the Financial Health Needs of Small Business Owners

Starting and running a business is hard, and it is even harder for an entrepreneur who must overcome personal financial health challenges. An owner’s personal finances and the business’ finances can affect each other acutely, for better or for worse. The four financial health needs that are especially relevant for […]
September 7, 2017

Opinion Challenging the Stereotype

Students who need to withdraw R22 cannot get it out Financial Education does not ask learners what they want to learn about finance Do we know what financial requirements young people have? I was recently asked by a young person in Grade 10 a question that got me thinking. “Why […]
September 7, 2017

Know and Love Your Customer in Zambia

In Zambia, poor people cope with chronic nancial volatility, which drives every aspect of their short- and long-term decision-making. Zambians embrace a culture that upholds values of responsibility and caution in the light of this volatility and the widespread diculty of making ends meet. They value the importance of savings, […]
September 7, 2017

Nudges in Financial Health

Despite good intentions, people often make less-than-optimal financial choices. In this series, we match insights from our global research in behavioral economics with specific financial service and product design opportunities both for providers in the U.S. and in other countries. Providers can use these evidence-based insights to expand financial inclusion, […]
September 7, 2017

IPA Research

Financial education is widely used by governments, financial service providers, and non-governmental organizations as a tool to help people navigate the financial system and make better financial choices. Financial education programs are built on the assumption that education will lead to knowledge, and that knowledge will lead to better choices […]